I have a bulk loader but have never got round to buying any bulk film to put in it, for four reasons:
a) Greater potential for scratches when re-using cassettes
Maybe greater potential, but still not 'great' risk. Even with very thin emulsions I don't see scratches along the length of the film, even when I think I've botched it somehow.
b) I prefer medium format
Buy 70mm bulk rolls and slit it down to 120. Easy-peasy.
c) I don't shoot film in order to save money, I shoot film because I like the look.
I can't argue with this if you don't mind spending more money rather than less on your hobby. I'm always looking to save a penny.
d) If I had more film I would just waste more, ie more images exposed but not any more "keepers"
I never calculate the 'per frame' cost. I always just think "this is costing me something" every time I actuate a shutter. That keeps the frame count down for sure., especially with MF and LF.
I prefer to buy good quality films from the major manufacturers - Ilford, Kodak, and Fuji- but snap up the best deals I see on those films.
Ah HA! So you do like to save money!
I'm just giving you the business Kevin. Most people don't find bulk loading worth their time/effort. I just consider it an additional facet of the hobby. There are emulsions out there that don't save any money to bulk load, but for the films I like to shoot, it ends up being a big savings and/or they just aren't sold as individual rolls anymore. If bulk loading isn't your thing then the money savings won't matter. It's the same with home developing or printing. It all just comes down to where you want to focus your efforts. Judging by your photos, you are focusing on all the right things!
Send me your bulk loader and I'll put it to good use!!